RACHEL MARTIN, HOST:
The day after Christmas, 12 million Americans will lose their jobless benefits, and that could spell financial ruin for many of them. That's according to a new study just out this morning. It looks at what will happen if Congress can't reach a compromise to extend those benefits and pass another relief bill. NPR's Chris Arnold is reporting on this and joins us this morning. Hi, Chris.
CHRIS ARNOLD, BYLINE: Hey, Rachel.
MARTIN: Why will so many be in trouble right at the end of the year?